You can open a Regular Share Certificate with a minimum balance of $500. Certificates are available with terms of 6 months to 24 months.

Features of our Share Certificates include:

• A fixed dividend for the term of the certificate.
• Competitive dividend rates. Offered rates may change periodically.
• Substantial penalties for early withdrawal. The penalty is 3 months' dividends or the accrued dividend, whichever is smaller.