You can open a Regular Share Certificate with a minimum balance of $1,000. Certificates are available with terms of three months to 12 months.

Features of our Share Certificates include:

• A fixed dividend for the term of the certificate.
• Competitive dividend rates. Offered rates may change on Monday each week.
• Substantial penalties for early withdrawal. The penalty is 3 months' dividends or the accrued dividend, whichever is smaller.