Georgians, like consumers across the U.S., seem to grasp the importance of the credit score – but may fall short of understanding the specific behaviors that affect the score.

In a survey of more than 2,000 Georgians conducted by Georgia Credit Union Affiliates, the trade organization for credit unions in the state, the majority of respondents – about 83 percent – indicate they know their credit score. [Read more…]

Buying a car can be an overwhelming process for many people. With so many places to buy and financing options available, how can you ensure you’ll find the car you want at a fair price? To follow are a few tips to keep in mind when you begin your car shopping experience. [Read more…]

Who isn’t looking for a way to make your dollar go further? Everywhere you look there are tips and tricks to save money on every day expenses like your utility bill, groceries and your favorite brands. Rewards credit cards are by far the most popular options to maximize consumers spend, there are also rewards checking accounts that allow you to enjoy discounts on popular products and services and even earn cash back. It seems like a no brainer to open an account, but if you aren’t entirely convinced, here are five benefits to participating in rewards checking:
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After the Equifax data breach, some people are considering placing a fraud alert, freeze, or lock on their credit file to help prevent identity thieves from opening new accounts in their name.
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The holidays are the most popular time of year for retail shopping, and the most dangerous on your wallet. With holiday sales starting earlier each year, it is easy to overspend in the heat of the moment. Below are a few helpful tips to stay on budget and avoid overwhelming holiday debt in the new year.
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