Card Services
Mastercard Debit Card
Our Mastercard Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. The Mastercard Debit Card is accepted everywhere that Mastercard Debit Cards are accepted and can be used to withdraw money at most ATMs. But, because it draws money from your checking account, there’s no annual fee and no interest charges (ATM charges may apply).
The Mastercard Debit Card is available with our checking accounts. Overdraft protection available.
To report a lost or stolen Mastercard Debit Card, please call (800) 383-8000.
Please contact us if you have any other questions about the Mastercard Debit Card.
Mastercard Credit Card
At Memorial Health Credit Union, we offer the Mastercard credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Memorial Health Mastercard. You’ll enjoy the following benefits:
No annual fee
25-day grace period
No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
Optional life and disability insurance available at low rates
Mastercard Classic
| Rate/Fee | Details |
|---|---|
| Annual Percentage Rate | 12.90% |
| Annual Membership Fee | None |
| Grace Period for Purchases | 25 days |
| Method of Computing Balance | Average Daily Balance (including new purchases) |
| Minimum Finance Charge | None |
| Transaction Fee | None |
| Cash Advance Fee | None |
| Over-Credit Limit Fee | None |
| Late Payment | Up to $35.00 if paid one (1) day after statement is printed. Late payments and over-limit transactions violate your Mastercard account agreement |
| Card Replacement Fee | $5.00 |